Automotive insurance fraud is quickly becoming one of the biggest criminal problems in our country. A down economy significantly contributes to amount of people willing to risk a criminal conviction or and injury for the chance at an insurance payout. Many automotive insurance scammers use tactics like vehicle arson to file a claim for a totaled vehicle. Others, however, risk their lives and the lives of other motorists by staging car accidents.

The insurance fraud criminals can work in groups to stage multifaceted and dangerous vehicle crashes. The more complex the accident seems, the less likely it will seem staged to claims adjusters or the police. Here are a few tactics these criminals use to defraud insurance agencies and put innocent people in harm’s way:

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